TYPE OF RENT: Apartment, flats, caravans, mobile homes, short term rental in Paris

INSURANCE COMPANY : CORNHILL France – SA with capital of 8 000 000 € – A company regulated by the Insurance Code - 45, Rue Chaussée d’Antin 75442 Paris Cedex 9- RCS Paris 582 077 251.

BROKER: De BELEM – Insurance Brokers. SARL with capital of 5000 euros. RCS Bordeaux 483 200 747

EFFECTIVE DATE AND DURATION OF GUARANTEES: The cancellation guarantee shall take effect as of midday on the day after payment of the premium and for the period running from the advance reservation of the stay, the other guarantees only ope-rating for the duration of the stay (including the return trip for assistance). The guarantee will be effective only when both the lease is signed and the contributions paid.

STATEMENT OF GUARANTEES

1-Cancellation/ Interruption / Delay of stay: short term rental in Paris

The insurer guarantees that the down payment and the balance outstanding shall be reimbursed to the insured, up to 15 000 €, in case of cancellation for the following reasons. Events giving rise to guarantee :

a)Seriousness illness, accident or decease: - of the reservee or any other person expressly mentioned in the reservation agreement, - of their spouse ( or any person living cohabiting under the same roof), - of their ascendants or descendants in direct line, - of their brothers or sisters, - of their sons-in-law or daughters-in-law, -of their nephews or nieces (only in the event of death).
– Of their substitute in the context of a liberal profession (on condition that the substitute has been provided for before subscription of the guarantee).

b)Substantial damages caused to the premises of the reservee, whether this is a professional or private lease, a principal or secondary residence, following a fire, explosion, flood or theft arising in the 48 hours prior to the beginning of the stay or during the stay and necessitating renovation of the premises and the presence of the reservee on location during the period of the stay initially provided for.

c)Serious damages affecting the vehicle of the reservee following an accident and arising in the 48 hours prior to departure and preventing the insured from using it.

d)Modification of the dates of holidays, imposed on the reservee by the employer, arising after reservation of the stay and affecting the period of stay.

e)Redundancy of the reservee (or his spouse) on condition that the invitation to the prior interview is subsequent to reservation of the stay.

f)Transfer of the reservee (or of his spouse), at the initiative of the employer, involving a change of domicile, on the express condition that the notification is subsequent to reservation of the stay.

g)Barriers or strikes duly justified, that prevent the reservee from attending at the places of stay by any means whatsoever (road, train, aero plane or boat) and causing him a minimum delay of 48 hours.

h)Natural Catastrophes in accordance with the law of 13/07/1982 resulting in it being forbidden to stay on the site, by the compe-tent authorities during all or part of the lease period. Each event, to activate the guarantee, must arise subsequently to subs-cription of the insurance.

2-Assistance / Repatriation: short term rental in Paris

This guarantee operates in accordance with the conditions of Group Agreement N° FR-CORN 1003 AR of the Company ARISA ASSURANCES S.A. represented by CORIS International, assistance service being provided by CORIS Assistance, the agree-ment subscribed through the firm CICP Courtage 8 rue Auber 75009 PARIS.
For interruption of stay: Reimbursement of packages, lessons and leasing of unused sporting material, prorata temporis with a maximum de 300 €/ per-son.
(For all sports), not including package stays.
- For individual accident: In the event of death: 10.000 €/pers.
- In the event of personal injury: 10.000 €/person.
- For Assistance: Cost of repatriation or medical transport: actual costs
– Return to rental location: 500 €/person.
- Cost of search and rescue, (including helicopter): 40.000 €/event. Costs of repatriating persons accompanying the patient: actual costs/person.
- Reimbursement of medical costs: 5.000 €/person and 30.000 €/person USA/Canada/Japan. Transport of deceased: actual costs.
- Urgent funeral costs: 1.000 €/person.
- Legal assistance costs: 5.000 €/loss.
- Penalty surety advance: 7.500 €/person.
In the event of use of Assistance/Repatriation
Contact 0 826 000 605 referring to the agreement n°: FRCORN1003/AR

3-Guarantee Civil Liability.

Civil Liability of the lessee in relation to the owner
Fire-explosion/implosion: ceiling/loss of 1.524.491 €
Flooding/ Freezing: ceiling/loss of 1.524.491 €
Civil Liability of the lessee in relation to neighbors and third parties
Fire-explosion/implosion: ceiling/loss of 457.348 €
Flooding/ Freezing: ceiling/loss of 457.348 €
Pollution / epidemic: ceiling loss of 762.246 €
An exemption of 500 €/loss, payable by Cornhill France is still applied.

4-Civil Liability Insurance concerning personalty: short term rental in Paris

See conditions in guarantee N° 92650 CORNHILL France.
In the event of material damages caused unintentionally to personalty in the leased accommodation, the insurer shall reimburse the owner up to 2300 € after deducting an excess of 45 €.

EXCLUSIONS.LOSSES RESULTING FROM THE FOLLOWING ARE NEVER GUARANTEED:
FROM AN ACT OF THE INSURED OTHER THAN THOSE SET OUT IN THE AGREEMENT
FROM FACTS KNOWN PRIOR TO THE RESERVATION IT BEING STATED THAT AN UNFORESEEABLE AGGRAVATION OF A PRE-EXISTING SICKNESS DOES NOT CONSTITUTE A KNOWN SITUATION.
COMPLICATIONS OR DELIVERY ARISING AFTER THE END OF THE 6 Th MONTH OF PREGNANCY.
SICKNESS OF A PSYCHOLOGICAL NATURE NOT ACCOMPANIED BY HOSPITALISATION AT THE DATE OF THE STAY. A SURGICAL OR MEDICAL INTERVENTION PROGRAMMED BEFORE THE RESERVATION OF THE STAY OR THAT MAY BE CARRIED OUT AFTER IT. FROM INTOXICATION, USE OF DRUGS, ALTERATION IN HEALTH RESULTING FROM THE ABSORPTION OF NON-PRES-CRIBED MEDICINES.
FROM A VACCINATION CONTRAINDICATION OR FROM AIR TRAVEL DUE TO PRE-EXISTING HEALTH PROBLEMS.
FROM CIVIL OR FOREIGN WARS, RIOTS, ATTACKS, POPULAR MOVEMENTS.
FROM INCIDENTS OF NUCLEAR OR CHEMICAL ORIGIN, FROM NATURAL CATASTROPHES.
FROM NON-OBSERVANCE OF THE SERVICES PROVIDED IN THE INITIAL RESERVATION AGREEMENT, REGARDLESS OF THE REASONS.

5-CLAIM DECLARATION: short term rental in Paris

In the event of a claim for Cancellation, Interruption, Delay or Civil Liability.
Advise Parislodging immediately and give notice of the claim in writing, within 5 working days from the date on which you became aware of it (period reduced to 2 working days in the event of theft)
When you write to us, do not forget to mention your full address, your phone number, the date of arrival and that of departure.

6-COMMUNICATION OF THE AGREEMENT.

The Insurer shall only be bound by the full text of the agreement ( C.G 09/2003 and its Appendix). This may be obtained on simple demand to the Company.